MLS 91099486
HouSave possibility estimate

$313,000

MLS 91099486, Pending, TX 77091

3 bd3 ba1,586 sqft
Includes $11,390 Purchase Support

Assigned Realtor: Seda Gunduz

Available Purchase Support

May help reduce your payment or upfront costs.

This support may help reduce the estimated payment from around $2,587/M to around $2,392/M. That's about $195/M lower.

Seller concessions

$9,390

Realtor support

$2,000

HouSave shows how available support may improve the home-buying starting point. Your assigned Realtor and mortgage partner can review the full picture with you.

This estimate models available support toward the lowest affordable permanent rate based on your selected down payment and credit profile.

Starting Estimate

Starting around $2,392/M

Discounted rate • Imported lender sheet pricing

Down payment

$31,300

Selected down payment: $31,300 / 10.0%

Credit profile

Estimates are not a commitment to lend. Actual payment, rate, closing costs, and eligibility may vary after full application review.

Estimated monthly payment

Standard estimate

$2,587/M

HouSave-supported estimate

$2,392/M

Support-adjusted estimate6.58%5.50%
Principal & interest$1,599
Property taxes$522
Homeowners insurance$130
Mortgage insurance$140
HOA$0

Estimated cash to close

Standard estimate

$42,797

HouSave-supported estimate

$41,235

Required down payment$31,300
Estimated closing costs$7,825
Prepaids & escrow setup$3,672
Discount cost$9,829

Estimated cash to close is not final. Actual closing costs, escrows, prepaids, title/lender fees, and eligibility may vary.

Lower monthly payment

Support may be used to buy down your interest rate.

Lower upfront costs

Your assigned team can review whether support may also help with eligible closing costs.

Stronger buying power

Keep more cash in your pocket while making your offer more competitive.

Less out-of-pocket

Your team can review whether support may reduce some eligible costs.

Available purchase support
Seller concessions$9,390
Realtor support$2,000
How support may help

Starting Payment Estimate

Primary public estimate
  • • Available support is used first to obtain the lowest affordable permanent interest rate available from the active rate sheet.
  • • This estimate does not use support to reduce the down payment.
  • • Closing costs and other cash-to-close items are reviewed separately with your assigned team.
  • • Selected rate: 5.50%
  • • Estimated down payment: $31,300

What your team can review next

Human review
  • • Your Realtor and mortgage partner can review total cash needed to close, final lender pricing, and settlement costs.
  • • They can also confirm whether any lender incentive or buydown program applies to your full scenario.
  • • Rate source: Discounted rate • Imported lender sheet pricing
  • • Support modeled toward rate: $9,829
Compare with a standard estimate
ItemStandardHouSaveDifference
Payment$2,587$2,392$195
Cash to close$42,797$41,235$1,561
Note rate6.58%5.50%1.08%

The HouSave starting estimate applies available support toward the lowest modeled permanent rate first, while the standard estimate assumes no support.

Estimated cash needed at closing
ItemStandardHouSaveDifference
Required down payment$31,300$31,300$0
Estimated closing costs$7,825$7,825$0
Prepaids & escrow setup$3,672$3,672$0
Discount cost$0$9,829-$9,829
Lender credit$0$0$0
Estimated cash to close$42,797$41,235$1,561

This public estimate prioritizes the lowest affordable permanent rate. Closing costs, prepaids, and final cash needed are still subject to lender and settlement review.

Payment details
Principal & interest$1,599
Property taxes$522
Homeowners insurance$130
Mortgage insurance$140
HOA$0
Estimated total monthly payment$2,392
Important information

Selected note rate: 5.50%

Discount cost: $9,829

Support cannot reduce the required down payment.

Estimated down payment is not the same as total cash needed to close. Closing costs, escrows, prepaids, title/lender fees, and other costs may apply.

Available support is being modeled toward permanent rate reduction: $9,829.

Estimates are not a commitment to lend. Actual payment, rate, closing costs, and eligibility may vary after full application review.

Estimated down payment is not the same as total cash needed to close. Closing costs, escrows, prepaids, title/lender fees, and other costs may apply.

Listing information may be provided courtesy of a participating HouSave agent or partner and may not always be submitted directly by the listing agent.

Assigned home buying team

Real people can review how this home might work for you.

We’ll connect you with the right team to review your options.

Seda Gunduz
Assigned Realtor

Seda Gunduz

HouSave Realty

8329724044

sedagunduz74@gmail.com

Onur Gunduz
Assigned Mortgage Partner

Onur Gunduz

E Mortgage Capital

NMLS 2768500

9402083493

ogunduz@emortgagecapital.com

See What Could Work For Me

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We’ll connect you with the right team to review your options. HouSave is not a lender and this request is not a commitment to lend.