Supported states

Mortgage planning content is available to everyone. Personalized service from a licensed mortgage loan originator is limited to the states below.

Personalized licensed service

  • California· Appointments available
  • Florida· Appointments available
  • Georgia· Appointments available
  • Illinois· Appointments available
  • New Jersey· Appointments available
  • Texas· Appointments available

General planning guidance only

Alabama · Alaska · Arizona · Arkansas · Colorado · Connecticut · Delaware · District of Columbia · Hawaii · Idaho · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Mexico · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming

General guidance vs. personalized licensed service

General guidance means general explanations of programs, payments and cash to close. It is not specific to your file and involves no licensed review.

Personalized licensed service means a review by Onur Gündüz, NMLS #2768500, E Mortgage Capital, NMLS #1416824. It is available only in the states listed on this page.

Important disclosures

  • Planning estimates only. Not an approval, pre-approval, guaranteed qualification, guaranteed rate or lending decision.
  • This is not a commitment to lend.
  • Final eligibility requires lender and licensed MLO review.
  • Rates, pricing, guidelines and program availability change and vary by borrower and property.
  • Program availability varies by state.
  • Equal Housing Opportunity.